DISCOVER PARTICIPATORY FINANCING IN REAL ESTATE OVER OFFICE FUNDS
Crowdfunding or participatory real estate financing allows individuals and professionals to collectively invest in real estate development projects. The crowdfunders who finance the real estate program subscribe to a bondholder loan issued by the real estate developer’s parent company or in a project company created especially for the real estate program. Contractual profitability is set above the project. Investors recover the amount of their subscription as well as the interest received when the project is finished and marketed – on average under 12 – 24 months *.
Crowdlending is related to crowdfunding because it allows individuals to finance real estate programs or SMEs. Crowdlending platforms or lending platforms propose that individuals collectively lend to real estate developers and SMEs in return for monthly interest. OFFICE FUNDS offers you the opportunity to invest in crowdfunding (and not crowdlending) in carefully selected real estate programs
THE GUARANTEES OF OFFICE FUNDS FOR REAL ESTATE CROWDFUNDING
This financial setup offers a double level of security for investors:
At the level of the parent company of the real estate developer as issuer of the bond loan to whom the crowdfunders can subscribe.
At the level of the project company created specifically for the real estate program whose capital is stopped by the parent company of the real estate developer. A First Demand Guarantee (GAPD) is granted by the latter and conditioned upon the bank’s reimbursement.
Concretamente: si la operación es suspendida, la casa matriz del promotora valora reembolsará el prestamo como emisor de este último. En Camboya, si el promotor quiebra, los WiSEEDers pueden gozar de la activación del GAPD, se limitarán a perdidas eventuales gracias a las liquidaciones restantes.